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甚麼是貨幣 What is Money
任何獲普遍接受為交易媒介的東西
Generally accepted as the medium of exchange
貨幣的功能 Functions of Money
交易媒介 Medium of Exchange
貨幣是可以幫助人們買賣物品和服務的媒介。
Money serves as a medium to facilitate people’s buying and selling of goods and services.
記帳單位 Unit of Account
貨幣可用來表達商品和服務的價格和價值。
Money is used to express the prices and values of goods and services.
價值儲藏 Store of Value
人們可將購買力儲藏起來，留待將來消費在物品和服務上。
People can store the purchasing power for future spending on goods and services.
延期支付的標準 Standard of Deferred Payment
貨幣可用來表達將來支付的價值。
Future payment is expressed in terms of money.
貨幣的特質 Properties of Money
優良的「貨幣」應該具備以下特質：
A good ‘money’ should have the following characteristics:
獲普遍接受 Generally Accepted
在不同地點／情況，普遍接受為促進商品和服務交易的交易媒介。
Generally accepted as the medium of exchange to facilitate exchange of goods and services in different locations / situations.
可分割 Divisible
可以分成更小的單位而不降低總價值。
Can be divided into smaller units without a fall in total value.
同質 Homogeneous
一致的外貌特徵及價值同質。
Uniform physical characteristics and homogeneous in value.
稀少 Scarce
供應有限。
Limited in supply.
耐用 Durable
不會輕易損壞和可長期保存。
Will not easily damaged and can be stored for a long time.
便攜 Portable
方便攜帶，人們不需要攜帶大量的物品來進行大額交易。
Convenient to carry around and people do not need to carry a large quantity of them for high-value transactions.
